BeWealthyMoney calendar
Every day marked green for income and red for spending. Tap a day to see what happened.
Everything you own.Under your control.
Cash, investments, crypto, property and debt in one private place. Encrypted, never sold, no ads.
Free to start. Pro from $0.67 a week billed yearly, with a 3-day trial.
- Financial data
- Encrypted on your device
- Ads in the app
- None, in any plan
- Currencies and assets
- Over 150, priced live
One app instead of five spreadsheets
Tap through the main screens. Everything you see is the app as it ships today.
Analytics that answer real questions
Each card below is cut straight from the app. No mockups.
Savings rate
The share of income you kept, month by month, with a six month average.
Income against spending
Three months side by side, with an average so one odd month does not fool you.
This month against last
Income, spending, savings and savings rate, with the change spelled out. Year over year is one tap away.
What your wealth is made of
Each account as a share of the whole. Drag the timeline back to see how it changed.
Returns per account
Gain, return and yearly return, counted from what you actually paid in.
Milestones with a deadline
Set a target and a date. The app tells you if your pace gets you there.
Know what is left before the month ends
Set a monthly budget and limits for the categories that tend to run away. The app shows how much you can spend per day to stay on track.
- A limit per category, with a bar showing how much is gone
- Recurring bills and salary logged automatically
- Daily allowance recalculated every day
Progress you can see
A daily streak, badges for real milestones, and a wealth score that moves when your habits do.
6parts of the wealth score
31badges to unlock
365day streak to aim for
What you get
From a single coffee to a property portfolio, with live prices and currency conversion done properly.
The whole picture
Net worth dashboard
Assets minus liabilities, with a scrubbable history chart.
150+ currencies, live rates
Any currency, converted at the current rate.
Property and other assets
Flats, cars, collections. Revalue anytime, history stays.
Money in, money out
Monthly budget
Limits per category, with a warning before you overspend.
Recurring payments
Salary, rent, subscriptions. Logged automatically.
Shared expense pools
Split a trip and settle in the fewest transfers.
Investing
Stocks, ETFs and crypto
Live prices, average entry price, position size.
Returns that include FX
Gain, return and CAGR with the currency effect.
Price alerts
A notification when your target price is hit.
Looking ahead
Debt payoff calculator
Loans and cards, with overpayment analysis.
Forecasts and scenarios
Bear and bull cases, plus a save-more slider.
Savings goals
Set a target and watch the ring fill.
Your money is none of our business
We never sell your financial data, never share it with anyone, and never use it for advertising.
Encrypted, and backed up if you want
Your financial data lives in an encrypted database on your iPhone. With an account it is also backed up to EU servers so you can move to a new phone. Without an account it simply stays on the device.
No ads, no data brokers
The app shows no ads and no sponsored content. Your amounts, balances, account names and transactions are never sold, never shared and never used for advertising.
Face ID and privacy mode
Biometric lock, a blur in the app switcher, and a toggle that hides every amount on screen when someone is looking over your shoulder.
A fixed list of connections
The app talks to a fixed allow-list of public price and exchange-rate APIs over HTTPS, and nothing else. The full list is in the privacy policy.
See what consistency builds
Move the sliders. This is simple compound interest, not a promise.
After 20 years you would have
0
of which you paid in 0
An illustration at a fixed rate. Real markets do not move in a straight line. The app forecasts from your own history, in your own currencies.
Three plans, no tricks
Free has unlimited transactions and CSV import and export. Pro adds account types and the advanced tools, not a bigger transaction limit.
Free
$0Forever, no card needed
- Unlimited transactions
- Two accounts plus one extra of your choice
- Shared expense pools
- CSV import and export
- All currencies
- Face ID lock and encrypted cloud backup
Most popular
Pro
$0.67a week, billed yearly
$2.99a week
$34.99 a year or $2.99 a week, both with a 3-day trial.
Billed weekly, with a 3-day trial.
- Everything in Free
- Unlimited accounts: investments, crypto, bonds, property
- Budget, category limits and advanced analytics
- Recurring payments and price alerts
- Home Screen widgets
Lifetime
$59.99once, no subscription
Pay once, keep Pro forever. No renewals, no trial.
- Everything in Pro
- One payment, yours forever
- No renewal, ever
Questions, answered
Where is my data stored?
In an encrypted database on your iPhone. If you create an account it is also backed up to EU servers, so it survives a lost or replaced phone and follows you across devices. Nobody at BeWealthy sells it, shares it or looks at it.
Do I need an account?
No. You can use the whole app and buy Pro without one. An account adds two things: a cloud backup of your data, and shared expense pools with other people. If you sign in later, a subscription you bought as a guest moves onto the account. Sign-in is handled entirely by Apple or Google, so BeWealthy never sees a password.
Does BeWealthy give financial advice?
No. It is an informational tool for organising and viewing your own money. Market data can be delayed. Every decision is yours.
What does the app connect to?
A fixed allow-list of public price and exchange-rate APIs over HTTPS (Yahoo Finance, CoinGecko, Frankfurter and a few others), your BeWealthy account on Supabase (EU servers) for backup and sign-in, and RevenueCat for subscriptions. Everything else is blocked.
How does the trial work, and how do I cancel?
New users get a free trial on both subscription plans: 3 days on both. Cancel in Settings, then your Apple ID, then Subscriptions, before the trial ends and you pay nothing. The Lifetime plan is a one-time purchase, no trial, no renewal. Refunds go through Apple at reportaproblem.apple.com.
Is the Free plan really unlimited?
Transactions are unlimited on Free, and so is CSV import and export, so your data is never held hostage. Free covers two accounts plus one extra of your choice. Pro removes the account limit and unlocks the advanced tools; it never raises a transaction count.
Start with one account
Add the rest whenever you feel like it. Free on iPhone.