Everything you own.Under your control.

Cash, investments, crypto, property and debt in one private place. Encrypted, never sold, no ads.

Free to start. Pro from $0.54 a week billed yearly, with a 7-day trial.

BeWealthy monthly budget with limit progress, savings rate and a spending breakdown by category
BeWealthy portfolio screen grouping cash accounts, investments and a crypto exchange account
BeWealthy dashboard showing net worth, history chart, assets, liabilities and monthly income
Financial data
Encrypted on your device
Ads and trackers
None, in any plan
Currencies and assets
Over 150, priced live

What you get

From a single coffee to a property portfolio, with live prices and currency conversion done properly.

The whole picture

  • Net worth dashboard

    Assets minus liabilities, with a scrubbable history chart.

  • 150+ currencies, live rates

    Any currency, converted at the current rate.

  • Property and other assets

    Flats, cars, collections. Revalue anytime, history stays.

Money in, money out

  • Monthly budget

    Limits per category, with a warning before you overspend.

  • Recurring payments

    Salary, rent, subscriptions. Logged automatically.

  • Shared expense pools

    Split a trip and settle in the fewest transfers.

Investing

  • Stocks, ETFs and crypto

    Live prices, average entry price, position size.

  • Returns that include FX

    Gain, return and CAGR with the currency effect.

  • Price alerts

    A notification when your target price is hit.

Looking ahead

  • Debt payoff calculator

    Loans and cards, with overpayment analysis.

  • Forecasts and scenarios

    Bear and bull cases, plus a save-more slider.

  • Savings goals

    Set a target and watch the ring fill.

A look around the app

Five real screens, no mockup polish. Swipe through.

BeWealthy dashboard showing net worth, history chart, assets, liabilities and monthly income
DashboardNet worth, the 30-day move, and the four numbers that matter, above the fold.
BeWealthy portfolio screen grouping cash accounts, investments and a crypto exchange account
PortfolioCash, investments and a crypto exchange account, grouped and totalled.
BeWealthy brokerage account detail with cash flow chart, invested amount, gain and return
Account detailBuy, sell, transfer. Invested amount, gain and return on one line.
BeWealthy shared expense pool for a trip, showing participant balances and settlement transfers
Shared poolWho paid, who owes, and the shortest way to settle it.
BeWealthy monthly budget with limit progress, savings rate and a spending breakdown by category
BudgetSpend against the limit, savings rate, and where the money actually went.

The numbers behind it

Eight screens from the app. Not mockups, not a roadmap: this is what the analytics tab looks like today.

The year you hit your number

Set a target and a horizon, and the app puts a date on it. Move the slider from one year to a hundred and watch contributions and growth split apart.

$2.4Mforecast at 30 years
$432kyou actually paid in
+$1.8Mthe rest is growth
BeWealthy wealth forecast: a curve reaching 2.4 million by 2054, with a horizon slider and a wealth goal
BeWealthy returns screen with account filters, total value, gain, return percentage and CAGR per account

Return and CAGR, per account

Tap a chip to isolate one account or view them together. The cost basis comes from real transfers in, so the percentage is the honest one.

BeWealthy monthly comparison: August against July for income, expenses, savings and savings rate

This month against last

Income, expenses, savings and savings rate side by side, with the change spelled out. There is a year-over-year tab next to it.

BeWealthy income versus expenses bars for June, July and August with a three-month average

The gap you keep

Income against expenses month by month, with the three-month average underneath so one odd month does not fool you.

BeWealthy wealth composition donut with a timeline slider and a percentage breakdown by account

What the wealth is made of

Every account as a share of the total. Drag the timeline back five years and watch the mix shift as you buy, sell and pay down.

BeWealthy savings goal at 65 percent with a projected completion date and a pace chart

Will you make the deadline?

The app does the arithmetic. At this pace the goal lands after the date you set, and it says so.

BeWealthy savings rate bars per month with a 71.3 percent yearly average

The number that compounds

Each month scored as the share of income you kept, plus the average for the year.

BeWealthy calendar with each day split into income and expense, and a detail row for the selected day

Every day you tracked

Green where the day ended ahead, red where it did not. Tap a day for what happened.

Your money is none of our business

We never sell your financial data, never share it with anyone, and never use it for advertising.

Encrypted, and backed up if you want

Your financial data lives in an encrypted database on your iPhone. With an account it is also backed up to EU servers so you can move to a new phone. Without an account it simply stays on the device.

No ads, no data brokers

The app shows no ads and no sponsored content. Your amounts, balances, account names and transactions are never sold, never shared and never used for advertising.

Face ID and privacy mode

Biometric lock, a blur in the app switcher, and a toggle that hides every amount on screen when someone is looking over your shoulder.

A fixed list of connections

The app talks to a fixed allow-list of public price and exchange-rate APIs over HTTPS, and nothing else. The full list is in the privacy policy.

See what consistency builds

Move the sliders. This is simple compound interest, not a promise.

After 20 years you would have

0

of which you paid in 0

An illustration at a fixed rate. Real markets do not move in a straight line. The app forecasts from your own history, in your own currencies.

Three plans, no tricks

Free has unlimited transactions. Pro adds account types and the advanced tools, not a bigger limit.

Free

$0Forever, no card needed

  • Unlimited transactions
  • Cash and bank accounts
  • Monthly budget
  • 5 currencies
  • Face ID lock
Download free
Most popular

Pro

$0.54a week, billed yearly

$27.99 a year with a 7-day trial, or $2.99 a week with a 3-day trial.

  • Everything in Free
  • Investments, crypto, bonds, property
  • Advanced analytics and forecasts
  • Price alerts, CSV import and export
  • All currencies, plus widgets
Start the 7-day trial

Lifetime

$59.99once, no subscription

Pay once, keep Pro forever. No renewals, no trial.

  • Everything in Pro
  • One payment, yours forever
  • No renewal, ever
Buy once

Questions, answered

Where is my data stored?
In an encrypted database on your iPhone. If you create an account it is also backed up to EU servers, so it survives a lost or replaced phone and follows you across devices. Nobody at BeWealthy sells it, shares it or looks at it.
Do I need an account?
No. You can use the whole app and buy Pro without one. An account adds two things: a cloud backup of your data, and shared expense pools with other people. If you sign in later, a subscription you bought as a guest moves onto the account. Sign-in is handled entirely by Apple or Google, so BeWealthy never sees a password.
Does BeWealthy give financial advice?
No. It is an informational tool for organising and viewing your own money. Market data can be delayed. Every decision is yours.
What does the app connect to?
A fixed allow-list of public price and exchange-rate APIs over HTTPS (Yahoo Finance, CoinGecko, Frankfurter and a few others), your BeWealthy account on Supabase (EU servers) for backup and sign-in, and RevenueCat for subscriptions. Everything else is blocked.
How does the trial work, and how do I cancel?
New users get a free trial on both subscription plans: 7 days on annual, 3 days on weekly. Cancel in Settings, then your Apple ID, then Subscriptions, before the trial ends and you pay nothing. The Lifetime plan is a one-time purchase, no trial, no renewal. Refunds go through Apple at reportaproblem.apple.com.
Is the Free plan really unlimited?
Yes, unlimited transactions on Free. Pro unlocks extra account types and the advanced tools. It does not raise a transaction count.

Start with one account

Add the rest whenever you feel like it. Free on iPhone.